McKinney, Texas Installment Loans | Cash Store Locations

Google Reviews
4.9
Wednesday
10:00am
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6:00pm
Thursday
10:00am
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6:00pm
Saturday
10:00am
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2:00pm
Products and Services
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Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
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Netspend Prepaid Mastercard®1
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
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Retail Remote Refis & Reloans
Existing Cash Store retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.
FAQs
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What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
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How does the loan process work?
- Pre-Qualification:
- Simply fill out the pre-qualification form by clicking "Pre-Qualify"
- Get a Decision
- Gather the required documents necessary and come into a Cash Store near you. Once you have come to a
Cash Store location, an associate will help you apply for your loan. Your information will then go
through our underwriting process. This will help determine your loan eligibility and, if approved,
will dictate your rates and loan amounts.
- Loan Acceptance
- Once you're approved, you will be provided with the proposed loan amount, loan rate, due dates, and
any other relevant information needed for you to make a decision.
- Receiving Funding
- After you accept your terms and originate your Loan Agreement, you will receive your funds. Funding
is typically the same day.
- Repayment
- Payments are made in accordance with the terms of the Loan Agreement.
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Can I get a loan with bad or no credit?
While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.
More Answers to Common Questions
What You Need to Pre-Qualify for an In-Store Loan in McKinney
Loan Requirements
- Proof of active checking account
- Working phone number
- Valid U.S. government-issued photo ID or the Matricula Consular card
- Proof of income
How Do I Get Started
Ready to get started on an installment loan? It's as easy as 1-2-3.
Step 1
Pre-qualify online through our streamlined form.
Step 2
Gather the required documents and bring them with you to a Cash Store location.
Step 3
Complete application in store and potentially receive funds the very same day!
What Our Customers Say
Reviews
Elizabeth hayter
4 days ago
Derain was a HUGE life saver when my paycheck didn’t come in on the day I needed it. Will use service again 1000%
Derian was great. Made the process quick and easy!
María José Rivero Riera
7 days ago
Today I received assistance from Derian and it was wonderful. He very kindly helped me expedite the paperwork for a small loan I needed.
Jaylah Barnett
9 days ago
Great service ! Derian did a very well job
T-onami was a huge help made everything go smoothly and was very thorough thanks!!
Derian , was very professional and informative and very knowledgeable and respectful if I could give more then 5 stars I would
Jennifer Brown
3 months ago
T was very friendly, professional, helpful, and quick! Thank you!
Coralynn Macomber
4 months ago
Tonami absolutely amazing love her so much
mzkizzy harris
4 months ago
Hello I was so greatful with T-onami service she was amazing with her greeting and kindness I really enjoy her service and energy as a customer service
Deshanna Williams
4 months ago
Fonami is the best and she’s very respectful and dependable
T-onami was very thorough and informative!! I like that in a business and she was very professional thank you for your business approachable customer service! She should have a raise ! Cheers ! Thank you so much for the great experience! This was my first time in TX and store visit as well
Kelly Villafuerte
5 months ago
T-onami is amazing so friendly and helpful. She went above and beyond for us. Thank you so much. We will def be back.
Find Another Location Nearby
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Located at 1920 Eldorado Pkwy, Cash Store in McKinney is here to help with your real-life financial needs. We offer installment loans with clear terms and flexible repayment options – designed to help you handle unexpected expenses or planned purchases with confidence.
At Cash Store, we’re proud to be a part of the McKinney community. Our knowledgeable, friendly staff are here to provide personalized service and help you explore the loan options that work best for your situation.
Whether you're facing a short-term need or planning ahead, our team is ready to listen and assist. Stop by our McKinney location or prequalify online – it’s fast, simple, and there’s no commitment required.