McKinney, Texas Installment Loans | Cash Store Locations

Google Reviews
4.9
Wednesday
10:00am
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6:00pm
Thursday
10:00am
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6:00pm
Saturday
10:00am
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2:00pm
Products and Services
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Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
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Netspend Prepaid Mastercard®1
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
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Retail Remote Refis & Reloans
Existing Cash Store retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.
FAQs
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What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
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How does the loan process work?
- Pre-Qualification:
- Simply fill out the pre-qualification form by clicking "Pre-Qualify"
- Get a Decision
- Gather the required documents necessary and come into a Cash Store near you. Once you have come to a
Cash Store location, an associate will help you apply for your loan. Your information will then go
through our underwriting process. This will help determine your loan eligibility and, if approved,
will dictate your rates and loan amounts.
- Loan Acceptance
- Once you're approved, you will be provided with the proposed loan amount, loan rate, due dates, and
any other relevant information needed for you to make a decision.
- Receiving Funding
- After you accept your terms and originate your Loan Agreement, you will receive your funds. Funding
is typically the same day.
- Repayment
- Payments are made in accordance with the terms of the Loan Agreement.
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Can I get a loan with bad or no credit?
While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.
More Answers to Common Questions
What You Need to Pre-Qualify for an In-Store Loan in McKinney
Loan Requirements
- Proof of active checking account
- Working phone number
- Valid U.S. government-issued photo ID or the Matricula Consular card
- Proof of income
How Do I Get Started
Ready to get started on an installment loan? It's as easy as 1-2-3.
Step 1
Pre-qualify online through our streamlined form.
Step 2
Gather the required documents and bring them with you to a Cash Store location.
Step 3
Complete application in store and potentially receive funds the very same day!
What Our Customers Say
Reviews
Got in and out within 30 mins leaving with $1800. Got approved before I got there? Leah and Kim was amazing ?
Camille Jordan
2 days ago
Ms. Kim is the best at Cash store great customer service and she quick and easy process..
A very easy experience which is going to help my family get through
Naryana Johnson
6 days ago
Kim was so nice and helped us a whole lot. She had a great attitude and made things work for my situation. She always makes it so simple process each time I come!!!
Kim was a heart help to me. She explained all that I have available and also how much I can receive. Thanks a lot Ms.Kim
I had the pleasure of working with Ms. Kim. I walked in no appointment and she took great care of me. The process was smooth and fast. Kim took her time and walked through paperwork and any questions I had! Definitely saved the day for me needing a loan asap.
Very good Service!!! Both ladies are very helpful!!!
Very kind and nice an made the process easy
Brandon Carter
14 days ago
Gina Leftwich
14 days ago
Kim is amazing, she is friendly and helpful. If you need some extra money go see her she would love to help you!!!
Jacqueline Seaborn
14 days ago
Great customer service and a very welcoming experience! Everyone was friendly, helpful, and made me feel comfortable from the moment I walked in. I really appreciate the positive attitude and willingness to help. Definitely recommend!
The ladies at this location are awesome! Their DM was pretty awesome too!
Find Another Location Nearby
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Located at 1321 N Tennessee St, Cash Store in McKinney is here to help with your real-life financial needs. We offer installment loans with clear terms and flexible repayment options – designed to help you handle unexpected expenses or planned purchases with confidence.
At Cash Store, we’re proud to be a part of the McKinney community. Our knowledgeable, friendly staff are here to provide personalized service and help you explore the loan options that work best for your situation.
Whether you're facing a short-term need or planning ahead, our team is ready to listen and assist. Stop by our McKinney location or prequalify online – it’s fast, simple, and there’s no commitment required.