Lubbock, Texas Installment Loans | Cash Store Locations

Google Reviews
5.0
Wednesday
10:00am
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6:00pm
Thursday
10:00am
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6:00pm
Saturday
10:00am
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2:00pm
Products and Services
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Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
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Netspend Prepaid Mastercard®1
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
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Retail Remote Refis & Reloans
Existing Cash Store retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.
FAQs
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What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
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How does the loan process work?
- Pre-Qualification:
- Simply fill out the pre-qualification form by clicking "Pre-Qualify"
- Get a Decision
- Gather the required documents necessary and come into a Cash Store near you. Once you have come to a
Cash Store location, an associate will help you apply for your loan. Your information will then go
through our underwriting process. This will help determine your loan eligibility and, if approved,
will dictate your rates and loan amounts.
- Loan Acceptance
- Once you're approved, you will be provided with the proposed loan amount, loan rate, due dates, and
any other relevant information needed for you to make a decision.
- Receiving Funding
- After you accept your terms and originate your Loan Agreement, you will receive your funds. Funding
is typically the same day.
- Repayment
- Payments are made in accordance with the terms of the Loan Agreement.
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Can I get a loan with bad or no credit?
While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.
More Answers to Common Questions
What You Need to Pre-Qualify for an In-Store Loan in Lubbock
Loan Requirements
- Proof of active checking account
- Working phone number
- Valid U.S. government-issued photo ID or the Matricula Consular card
- Proof of income
How Do I Get Started
Ready to get started on an installment loan? It's as easy as 1-2-3.
Step 1
Pre-qualify online through our streamlined form.
Step 2
Gather the required documents and bring them with you to a Cash Store location.
Step 3
Complete application in store and potentially receive funds the very same day!
What Our Customers Say
Reviews
I got the help I needed thanks to Sandra, Jennifer providing enough to get me the loan I needed ??
Jannifer and Sandra were great and amazing! Extremely patient and great information.
Nadine Aguirre
21 days ago
Thank You Sandra & Jannifer on helping me out, both ladies are sweet and had great communication skills and made me feel like family.
Denyerth Smith
23 days ago
Thank you for the money you lent me, Mrs. Sandra and Mrs. Jennifer. You were very kind, caring, and good people, and everything was excellent.
Jennifer Sandra are great very friendly and made it a great experience would recommend these lady’s to anyone
Sylvia Alonzo
1 month ago
Sandra was the most awesome person she helped me so much with my loan she is very friendly and helpful with any questions I had and made the whole process very easy.
Ivan Vitela Cornejo
2 months ago
Jannifer and Sandra help me very well 100% the service was outstanding
Imelda Gonzalez
2 months ago
Jannifer helped me with the whole process and was very sweet and kind and very understanding Sandra helped me too she also helped me to understand everything perfectly clear too they were both very helpful and patient with all my questions and concerns
Krazyia Jolly
2 months ago
Talmadge Mcdaniel
3 months ago
Jenifer and sandra where very nice and frendly they were able to help with a problem that i had very quickly with a smile best customer service and got me the loan needed these two ladys are the best highly reccomend
Kristin Castillo
3 months ago
Great service! Sandra & Jennifer are not only professional, but also so nice and so funny. They made the whole loan process feel easy and welcoming.
Lota Lota Masinas
3 months ago
will I dedicate the thing to the cast store company I want to give the highest star score to the person to the person that entertain me today and also to her coworker who who let me borrow the last time I came here you’re the one I appreciate everything what they did to me give them the highest score that should be thank you. They are very friendly
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Located at 6301 82nd St, Cash Store in Lubbock is here to help with your real-life financial needs. We offer installment loans with clear terms and flexible repayment options – designed to help you handle unexpected expenses or planned purchases with confidence.
At Cash Store, we’re proud to be a part of the Lubbock community. Our knowledgeable, friendly staff are here to provide personalized service and help you explore the loan options that work best for your situation.
Whether you're facing a short-term need or planning ahead, our team is ready to listen and assist. Stop by our Lubbock location or prequalify online – it’s fast, simple, and there’s no commitment required.