Lubbock, Texas Installment Loans | Cash Store Locations

Google Reviews
5.0
Wednesday
10:00am
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6:00pm
Thursday
10:00am
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6:00pm
Saturday
10:00am
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2:00pm
Products and Services
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Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
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Netspend Prepaid Mastercard®1
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
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Retail Remote Refis & Reloans
Existing Cash Store retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.
FAQs
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What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
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How does the loan process work?
- Pre-Qualification:
- Simply fill out the pre-qualification form by clicking "Pre-Qualify"
- Get a Decision
- Gather the required documents necessary and come into a Cash Store near you. Once you have come to a
Cash Store location, an associate will help you apply for your loan. Your information will then go
through our underwriting process. This will help determine your loan eligibility and, if approved,
will dictate your rates and loan amounts.
- Loan Acceptance
- Once you're approved, you will be provided with the proposed loan amount, loan rate, due dates, and
any other relevant information needed for you to make a decision.
- Receiving Funding
- After you accept your terms and originate your Loan Agreement, you will receive your funds. Funding
is typically the same day.
- Repayment
- Payments are made in accordance with the terms of the Loan Agreement.
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Can I get a loan with bad or no credit?
While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.
More Answers to Common Questions
What You Need to Pre-Qualify for an In-Store Loan in Lubbock
Loan Requirements
- Proof of active checking account
- Working phone number
- Valid U.S. government-issued photo ID or the Matricula Consular card
- Proof of income
How Do I Get Started
Ready to get started on an installment loan? It's as easy as 1-2-3.
Step 1
Pre-qualify online through our streamlined form.
Step 2
Gather the required documents and bring them with you to a Cash Store location.
Step 3
Complete application in store and potentially receive funds the very same day!
What Our Customers Say
Reviews
Zachary Garcia
8 days ago
Thank you Sandra and Jannifer for all the help ! You guys are a blessing !
The ladies in the office are great and extremely friendly! Made the whole process simple and quick!
Cheyanne Jimenez
19 days ago
Sandra was a pleasure to work with! So professional and helped me within minutes!
I highly recommend working with her!
Sandra & Jannifer were super helpful
Jannifer and Sandra, are very friendly and good at expressing how to get and the steps to getting a lone.
Sandra and Jennifer have been really help full
Sandra and Jannifer were awesome! Made the process super simple and easy.
Justin Hartway
1 month ago
Jennifer and Sandra were awsome quick approval and fast and reasonable monthly payments awsome service all the way around
Brandon Durham
2 months ago
I got pre approved online before going into the store. Sandra was amazing to work with. She helped me get setup within minutes. I even got approved for more than what it told me online. 10/10 would recommend going here!
Jannifer at Cash Store on 82nd and Milwaukee has a great personality and always willing to help. Best experience ever! Will definitely come back to this store if ever the need arises again!
Michael Jimenez
3 months ago
Business here was what I expected from these ladies. There are 2 awesome individuals Sandra and Jennifer. I would recommend people to come to this cash store on eighty second and help them with the holidays the future.
Sandra was very kind and helpful I loved her❤️
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Located at 6301 82nd St, Cash Store in Lubbock is here to help with your real-life financial needs. We offer installment loans with clear terms and flexible repayment options – designed to help you handle unexpected expenses or planned purchases with confidence.
At Cash Store, we’re proud to be a part of the Lubbock community. Our knowledgeable, friendly staff are here to provide personalized service and help you explore the loan options that work best for your situation.
Whether you're facing a short-term need or planning ahead, our team is ready to listen and assist. Stop by our Lubbock location or prequalify online – it’s fast, simple, and there’s no commitment required.