Lubbock, Texas Installment Loans | Cash Store Locations

Google Reviews
4.9
Wednesday
10:00am
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6:00pm
Thursday
10:00am
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6:00pm
Saturday
10:00am
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2:00pm
Products and Services
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Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
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Netspend Prepaid Mastercard®1
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
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Retail Remote Refis & Reloans
Existing Cash Store retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.
FAQs
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What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
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How does the loan process work?
- Pre-Qualification:
- Simply fill out the pre-qualification form by clicking "Pre-Qualify"
- Get a Decision
- Gather the required documents necessary and come into a Cash Store near you. Once you have come to a
Cash Store location, an associate will help you apply for your loan. Your information will then go
through our underwriting process. This will help determine your loan eligibility and, if approved,
will dictate your rates and loan amounts.
- Loan Acceptance
- Once you're approved, you will be provided with the proposed loan amount, loan rate, due dates, and
any other relevant information needed for you to make a decision.
- Receiving Funding
- After you accept your terms and originate your Loan Agreement, you will receive your funds. Funding
is typically the same day.
- Repayment
- Payments are made in accordance with the terms of the Loan Agreement.
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Can I get a loan with bad or no credit?
While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.
More Answers to Common Questions
What You Need to Pre-Qualify for an In-Store Loan in Lubbock
Loan Requirements
- Proof of active checking account
- Working phone number
- Valid U.S. government-issued photo ID or the Matricula Consular card
- Proof of income
How Do I Get Started
Ready to get started on an installment loan? It's as easy as 1-2-3.
Step 1
Pre-qualify online through our streamlined form.
Step 2
Gather the required documents and bring them with you to a Cash Store location.
Step 3
Complete application in store and potentially receive funds the very same day!
What Our Customers Say
Reviews
Courtney was very awesome and very helpful
Faith was wonderful she was very knowledgeable,courteous, and friendly. She was a wonderful help when I was in need after my mom passed away and I needed to pay some bills
Edward Quevedo
7 days ago
Paige and Courtney were a great help and amazing to work with. I appreciate the cash store being there and making things simple.
Very friendly and professional and extremely helpful
Baudelio Aguirre
28 days ago
Not a good place to get a loan . There calling you two weeks ahead of time for there loan payment . We're adults we know what to do . When to do . Where to do . Why to do . Every now a v but we we re to do . I did not have a good experience th
Linda Trevino
29 days ago
Faith was friendly and helpful, thank you!
Courtney and Faith are so helpful and very knowledgeable! Always nice to talk to them! Very professional
Maribel Nunez
1 month ago
Faith was so friendly and helpful ?!
Miya Villanueva
1 month ago
Tina Suntheimerj j b
1 month ago
We came in to the store today due to life and to our surprise we were able to receive exactly what we needed and the person who helped was very helpful and has great customer service thanks to Faith and in the future we will definitely come back to see her . We enjoyed the time we spent here and Faith made sure any questions we had were answered.
Dark N Lovely
1 month ago
Courtney was amazing. Very professional 5stars *****
Alex Gonzales
1 month ago
Has always done me well and treated me great
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Located at 5707 4th St, Cash Store in Lubbock is here to help with your real-life financial needs. We offer installment loans with clear terms and flexible repayment options – designed to help you handle unexpected expenses or planned purchases with confidence.
At Cash Store, we’re proud to be a part of the Lubbock community. Our knowledgeable, friendly staff are here to provide personalized service and help you explore the loan options that work best for your situation.
Whether you're facing a short-term need or planning ahead, our team is ready to listen and assist. Stop by our Lubbock location or prequalify online – it’s fast, simple, and there’s no commitment required.