Denison, Texas Installment Loans | Cash Store Locations

Google Reviews
4.9
Wednesday
10:00am
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6:00pm
Thursday
10:00am
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6:00pm
Saturday
10:00am
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2:00pm
Products and Services
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Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
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Netspend Prepaid Mastercard®1
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
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Retail Remote Refis & Reloans
Existing Cash Store retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.
FAQs
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What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
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How does the loan process work?
- Pre-Qualification:
- Simply fill out the pre-qualification form by clicking "Pre-Qualify"
- Get a Decision
- Gather the required documents necessary and come into a Cash Store near you. Once you have come to a
Cash Store location, an associate will help you apply for your loan. Your information will then go
through our underwriting process. This will help determine your loan eligibility and, if approved,
will dictate your rates and loan amounts.
- Loan Acceptance
- Once you're approved, you will be provided with the proposed loan amount, loan rate, due dates, and
any other relevant information needed for you to make a decision.
- Receiving Funding
- After you accept your terms and originate your Loan Agreement, you will receive your funds. Funding
is typically the same day.
- Repayment
- Payments are made in accordance with the terms of the Loan Agreement.
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Can I get a loan with bad or no credit?
While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.
More Answers to Common Questions
What You Need to Pre-Qualify for an In-Store Loan in Denison
Loan Requirements
- Proof of active checking account
- Working phone number
- Valid U.S. government-issued photo ID or the Matricula Consular card
- Proof of income
How Do I Get Started
Ready to get started on an installment loan? It's as easy as 1-2-3.
Step 1
Pre-qualify online through our streamlined form.
Step 2
Gather the required documents and bring them with you to a Cash Store location.
Step 3
Complete application in store and potentially receive funds the very same day!
What Our Customers Say
Reviews
Ashley Bowling
2 days ago
Crystal Watson
10 days ago
Me and my husband went in there. Damn employees were great and very helpful with everything that need to be done. Plus, they make sure to follow up that everything’s been done.
Gina and Jacqueline was so nice
Gina is definitely lovely. She has always helped me in so many ways, But today she helped me to the extreme. She never rushes you off the phone or in store she will sit there and make sure you know everything you’re getting in to and she will treat you as if she is one of your friends. Will definitely use them every time I’m in need.
Barbara Ellis
1 month ago
See Gina! She is very friendly, helpful, professional and a gem to work with!
Robert McGonigal
1 month ago
Friendly folks and easy to understand applicantions are easy
Nicole Creamer
1 month ago
Very friendly and easy to apply
Jacqueline was more than willing to help me. I have been a Cash Store Customer for the past 2-3 years never denied a loan. Easy application and approval. Thanks y'all
Jacqueline is the best! I was blown away by how knowledgeable and patient she was. She went above and beyond to be helpful and was so kind throughout the entire interaction. Thank you, Jacqueline
Chase Williams
2 months ago
Great experience! Very helpful and kind
G.Mario Gabaldon
3 months ago
Gina and Jacqueline are the best girls I've ever worked with! Looking forward to working with them again.
Treva Stapleton
3 months ago
Gina is AMAZING! She is very knowledgeable about her job and very polite.
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Located at 3427 W FM 120, Cash Store in Denison is here to help with your real-life financial needs. We offer installment loans with clear terms and flexible repayment options – designed to help you handle unexpected expenses or planned purchases with confidence.
At Cash Store, we’re proud to be a part of the Denison community. Our knowledgeable, friendly staff are here to provide personalized service and help you explore the loan options that work best for your situation.
Whether you're facing a short-term need or planning ahead, our team is ready to listen and assist. Stop by our Denison location or prequalify online – it’s fast, simple, and there’s no commitment required.