Denison, Texas Installment Loans | Cash Store Locations

Google Reviews
4.9
Wednesday
10:00am
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6:00pm
Thursday
10:00am
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6:00pm
Saturday
10:00am
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2:00pm
Products and Services
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Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
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Netspend Prepaid Mastercard®1
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
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Retail Remote Refis & Reloans
Existing Cash Store retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.
FAQs
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What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
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How does the loan process work?
- Pre-Qualification:
- Simply fill out the pre-qualification form by clicking "Pre-Qualify"
- Get a Decision
- Gather the required documents necessary and come into a Cash Store near you. Once you have come to a
Cash Store location, an associate will help you apply for your loan. Your information will then go
through our underwriting process. This will help determine your loan eligibility and, if approved,
will dictate your rates and loan amounts.
- Loan Acceptance
- Once you're approved, you will be provided with the proposed loan amount, loan rate, due dates, and
any other relevant information needed for you to make a decision.
- Receiving Funding
- After you accept your terms and originate your Loan Agreement, you will receive your funds. Funding
is typically the same day.
- Repayment
- Payments are made in accordance with the terms of the Loan Agreement.
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Can I get a loan with bad or no credit?
While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.
More Answers to Common Questions
What You Need to Pre-Qualify for an In-Store Loan in Denison
Loan Requirements
- Proof of active checking account
- Working phone number
- Valid U.S. government-issued photo ID or the Matricula Consular card
- Proof of income
How Do I Get Started
Ready to get started on an installment loan? It's as easy as 1-2-3.
Step 1
Pre-qualify online through our streamlined form.
Step 2
Gather the required documents and bring them with you to a Cash Store location.
Step 3
Complete application in store and potentially receive funds the very same day!
What Our Customers Say
Reviews
Chase Williams
27 days ago
Great experience! Very helpful and kind
G.Mario Gabaldon
1 month ago
Gina and Jacqueline are the best girls I've ever worked with! Looking forward to working with them again.
Treva Stapleton
2 months ago
Gina is AMAZING! She is very knowledgeable about her job and very polite.
McKenzie Lister
2 months ago
*UPDATE*
We are very happy to Jacqueline joined the team and hopefully she stays for the long haul, shes got a knack for customer service and is definitely very compassionate and helpful! Its been over a year now that we have been working with this company, Gina has been our constant source of help. She feels like family but its been that way from the beginning. All glory to God for these ladies and all they do to help. Ive never had a company that provides any goods or services so dedicated and compassionate who will do literally everything in their power to help you get to your desired outcome, yall quite literally saved us from...well I shudder to think what could have happened. And yall did it with such friendly professionalism AS ALWAYS!!!
Gina is a gift from God!!! The kindness that radiates from this business and especially the staff has changed our lives and answered our prayers! If you're denied please don't blame these folks, because they cannot control the outcome. Show them grace as they have shown us. Their hearts are warm and want what's best for you. God bless this company and Gina!!!
Christal Traylor
2 months ago
I am so appreciative of the staff at the Denison location! Gina and Jacqueline were so very helpful with helping me to refinance my loan and move forward with the process smoothly. Customer service was 10 out of 10! I would definitely recommend this location to others.
Jeff Veillon
2 months ago
Julie Schaedler
2 months ago
The Ladies were very helpful & kind.
Ronnie Moody
3 months ago
Gina was very helpful and got service I needed
Karmin heinaman
4 months ago
Effie was amazing was very calm and under And had great customer service
Great place to come for fast cash! Gina is a sweetheart.
Gina was super friendly and helpful
Brian Bartoo
5 months ago
Mrs Gina is awesome always in good sprits and so cheerful always a blessing to come see and very compassionate to someone’s needs and is always ready to try her best to help someone
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Located at 3427 W FM 120, Cash Store in Denison is here to help with your real-life financial needs. We offer installment loans with clear terms and flexible repayment options – designed to help you handle unexpected expenses or planned purchases with confidence.
At Cash Store, we’re proud to be a part of the Denison community. Our knowledgeable, friendly staff are here to provide personalized service and help you explore the loan options that work best for your situation.
Whether you're facing a short-term need or planning ahead, our team is ready to listen and assist. Stop by our Denison location or prequalify online – it’s fast, simple, and there’s no commitment required.