Wichita Falls, Texas Installment Loans | Cash Store Locations

Google Reviews
4.7
Wednesday
10:00am
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6:00pm
Thursday
10:00am
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6:00pm
Saturday
10:00am
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2:00pm
Products and Services
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Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
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Netspend Prepaid Mastercard®1
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
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Retail Remote Refis & Reloans
Existing Cash Store retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.
FAQs
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What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
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How does the loan process work?
- Pre-Qualification:
- Simply fill out the pre-qualification form by clicking "Pre-Qualify"
- Get a Decision
- Gather the required documents necessary and come into a Cash Store near you. Once you have come to a
Cash Store location, an associate will help you apply for your loan. Your information will then go
through our underwriting process. This will help determine your loan eligibility and, if approved,
will dictate your rates and loan amounts.
- Loan Acceptance
- Once you're approved, you will be provided with the proposed loan amount, loan rate, due dates, and
any other relevant information needed for you to make a decision.
- Receiving Funding
- After you accept your terms and originate your Loan Agreement, you will receive your funds. Funding
is typically the same day.
- Repayment
- Payments are made in accordance with the terms of the Loan Agreement.
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Can I get a loan with bad or no credit?
While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.
More Answers to Common Questions
What You Need to Pre-Qualify for an In-Store Loan in Wichita Falls
Loan Requirements
- Proof of active checking account
- Working phone number
- Valid U.S. government-issued photo ID or the Matricula Consular card
- Proof of income
How Do I Get Started
Ready to get started on an installment loan? It's as easy as 1-2-3.
Step 1
Pre-qualify online through our streamlined form.
Step 2
Gather the required documents and bring them with you to a Cash Store location.
Step 3
Complete application in store and potentially receive funds the very same day!
What Our Customers Say
Reviews
ASSISTANT MANAGER ANGELA HELPED ME AND WAS ABSOLUTELY THE BEST!! I LOVE YOUR CHALLENGER TO!! & THANK YOU FOR THE EXTRA INFO REGARDING SCHOOL TO!!
Helena Riley
2 months ago
Very friendly, efficient, and helpful.
Breanna Cotner
3 months ago
Joshua was super helpful! The process of signing up was quick and easy.
Kristal Pennycuff
3 months ago
The service I received from Angela and Josh is always professional and courteous. They always answer all my questions and are always kind. I have never felt rushed to complete my transaction
Nicki Lowery
3 months ago
Josh and Angela were so helpful and professional. I was so pleased they could assist me with my needs! Thank you both!
Desarae Bedford-1995
4 months ago
Angela is da bomb dot com. She’s really good and professional
Alena Dorado
4 months ago
Josh had great customer service
Stephanie Garten
4 months ago
Joshua and Angela both did an awesome job keep up the good work!!!!!!
Cassandra Campos
4 months ago
Angela was very nice and welcoming. The whole process was super quick and easy!
Daniel Bowen
5 months ago
Joshua and Angela are A+ Amazing!!!!! If you need a loan go see them.
Patrice Watson
5 months ago
I have used the Cash Store for my go to place when I need cash fast. The people who work there are amazing and does their job very well. I would recommend the Cash Store to anyone!!!!
Daniel Galindo
6 months ago
Josh got me in and out in like 20 minutes and made everything super simple. 10/10 customer service
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Located at 1506 Southwest Pkwy, Cash Store in Wichita Falls is here to help with your real-life financial needs. We offer installment loans with clear terms and flexible repayment options – designed to help you handle unexpected expenses or planned purchases with confidence.
At Cash Store, we’re proud to be a part of the Wichita Falls community. Our knowledgeable, friendly staff are here to provide personalized service and help you explore the loan options that work best for your situation.
Whether you're facing a short-term need or planning ahead, our team is ready to listen and assist. Stop by our Wichita Falls location or prequalify online – it’s fast, simple, and there’s no commitment required.