Universal City, Texas Installment Loans | Cash Store Locations

Google Reviews
4.8
Wednesday
10:00am
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6:00pm
Thursday
10:00am
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6:00pm
Saturday
10:00am
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2:00pm
Products and Services
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Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
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Netspend Prepaid Mastercard®1
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
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Retail Remote Refis & Reloans
Existing Cash Store retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.
FAQs
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What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
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How does the loan process work?
- Pre-Qualification:
- Simply fill out the pre-qualification form by clicking "Pre-Qualify"
- Get a Decision
- Gather the required documents necessary and come into a Cash Store near you. Once you have come to a
Cash Store location, an associate will help you apply for your loan. Your information will then go
through our underwriting process. This will help determine your loan eligibility and, if approved,
will dictate your rates and loan amounts.
- Loan Acceptance
- Once you're approved, you will be provided with the proposed loan amount, loan rate, due dates, and
any other relevant information needed for you to make a decision.
- Receiving Funding
- After you accept your terms and originate your Loan Agreement, you will receive your funds. Funding
is typically the same day.
- Repayment
- Payments are made in accordance with the terms of the Loan Agreement.
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Can I get a loan with bad or no credit?
While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.
More Answers to Common Questions
What You Need to Pre-Qualify for an In-Store Loan in Universal City
Loan Requirements
- Proof of active checking account
- Working phone number
- Valid U.S. government-issued photo ID or the Matricula Consular card
- Proof of income
How Do I Get Started
Ready to get started on an installment loan? It's as easy as 1-2-3.
Step 1
Pre-qualify online through our streamlined form.
Step 2
Gather the required documents and bring them with you to a Cash Store location.
Step 3
Complete application in store and potentially receive funds the very same day!
What Our Customers Say
Reviews
MRS.JUANITA DID WONDER AND YOUR EMPLOYEE WITH A GOOD ATTITUDE AND WITH RESPECT.GOD BLESS YOU ALL.??
I’ve had a great experience here at Cash Store. Mrs. Carin help me get a loan very successfully. I am so gratefully appreciate. If your in need of a loan got to Cash Store in Universal City
Brandon Bustillos
29 days ago
Carin was great and answered my questions
Jammie Yeldon
1 month ago
Carin was great! From the phone call to the in store visit. Phenomenal assistance, excellent customer service.
Ayauna Barnes
1 month ago
Carin is extremely helpful, pleasant, and knowledgeable. Great experience!
Great customer service. They made the process very easy. Which is greatly appreciated.
Destiny Moxley
1 month ago
Excellent thank you nice lady and nice service and great communication Juanita is the one I recommend Thanks again ??
Patrick Ochoa
1 month ago
Caren is great she alsome
Juanita she provided great customer service to help get approval
Chris McClain
1 month ago
Carin is amazing! Answered every question I had and I asked a million questions
Juanita was amazing. My wife and brought our son in, she was very accommodating and understanding. I also had injuries from the Army acting up and Juanita was genuinely concerned. She made this experience for us absolutely amazing and we can't thank her enough. Definitely recommend and if I ever need help again, I'll be looking forward to coming here.
Tony Cansino
2 months ago
Great customer services in and out in under an hour
Juanita helped me out to get what I needed!
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Located at 12000 E Loop 1604 N, Cash Store in Universal City is here to help with your real-life financial needs. We offer installment loans with clear terms and flexible repayment options – designed to help you handle unexpected expenses or planned purchases with confidence.
At Cash Store, we’re proud to be a part of the Universal City community. Our knowledgeable, friendly staff are here to provide personalized service and help you explore the loan options that work best for your situation.
Whether you're facing a short-term need or planning ahead, our team is ready to listen and assist. Stop by our Universal City location or prequalify online – it’s fast, simple, and there’s no commitment required.