Katy, Texas Installment Loans | Cash Store Locations

Google Reviews
4.8
Wednesday
10:00am
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7:00pm
Thursday
10:00am
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7:00pm
Saturday
10:00am
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2:00pm
Products and Services
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Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
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Netspend Prepaid Mastercard®1
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
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Retail Remote Refis & Reloans
Existing Cash Store retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.
FAQs
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What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
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How does the loan process work?
- Pre-Qualification:
- Simply fill out the pre-qualification form by clicking "Pre-Qualify"
- Get a Decision
- Gather the required documents necessary and come into a Cash Store near you. Once you have come to a
Cash Store location, an associate will help you apply for your loan. Your information will then go
through our underwriting process. This will help determine your loan eligibility and, if approved,
will dictate your rates and loan amounts.
- Loan Acceptance
- Once you're approved, you will be provided with the proposed loan amount, loan rate, due dates, and
any other relevant information needed for you to make a decision.
- Receiving Funding
- After you accept your terms and originate your Loan Agreement, you will receive your funds. Funding
is typically the same day.
- Repayment
- Payments are made in accordance with the terms of the Loan Agreement.
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Can I get a loan with bad or no credit?
While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.
More Answers to Common Questions
What You Need to Pre-Qualify for an In-Store Loan in Katy
Loan Requirements
- Proof of active checking account
- Working phone number
- Valid U.S. government-issued photo ID or the Matricula Consular card
- Proof of income
How Do I Get Started
Ready to get started on an installment loan? It's as easy as 1-2-3.
Step 1
Pre-qualify online through our streamlined form.
Step 2
Gather the required documents and bring them with you to a Cash Store location.
Step 3
Complete application in store and potentially receive funds the very same day!
What Our Customers Say
Reviews
Karen Montgomery
5 days ago
Sasha provided amazing customer service! Cash Store needs more employees like her; knowledgeable, friendly and honest.
Chris Ruszkiewicz
7 days ago
I was short on time, and Magaly, the manager, was great at getting me in and out quickly with my loan. Great location
Nyzia Montgomery
7 days ago
Sasha was such an amazing help, I don’t know how I could do it without her. She is truly an asset. I’m only coming back because of her.
Magaly was excellent in helping me get in and out fast and explained everything fully. The overall experience was great and will definitely be coming back next time!
I had a great experience with the Cash store. The staff was friendly, professional. The Manager Magaly Rivera was great, she stepped in when any help was needed took the time to clearly explain my options, answered all of my questions.
The application process was quick, and I appreciated the transparency. I would absolutely recommend this location to anyone looking for a personal loan and excellent customer service.
Sasha was extremely knowledgeable and helpful through this rough time. This young lady was patient and understanding. She made me feel valued and comfortable. I recommend dealing with her if you want exceptional quality service and attention. Thank you Sasha!
Magaly and Sasha are the best! I recommend!!! Thank you ladies
Good workers good place. Fast and simple.
Beautiful people! They are the best. Been dealing with these ladies about 4 years. Thank you Sasha and Magaly.
This place is a joke. Dont borrow from them ever. I was told that I won't be able to borrow from them anymore because I always paid it off on time within 3 days which made it so I never had to pay interest.
Justin Johnson
30 days ago
Magaly was awesome thanks
Magaly was very helpful and knowledgeable. She was able to answer all my questions and assist me.
Find Another Location Nearby
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Located at 6078 N Fry Rd, Cash Store in Katy is here to help with your real-life financial needs. We offer installment loans with clear terms and flexible repayment options – designed to help you handle unexpected expenses or planned purchases with confidence.
At Cash Store, we’re proud to be a part of the Katy community. Our knowledgeable, friendly staff are here to provide personalized service and help you explore the loan options that work best for your situation.
Whether you're facing a short-term need or planning ahead, our team is ready to listen and assist. Stop by our Katy location or prequalify online – it’s fast, simple, and there’s no commitment required.