Gilmer, Texas Installment Loans | Cash Store Locations

Google Reviews
4.9
Wednesday
10:00am
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6:00pm
Thursday
10:00am
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6:00pm
Saturday
10:00am
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2:00pm
Products and Services
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Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
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Netspend Prepaid Mastercard®1
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
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Retail Remote Refis & Reloans
Existing Cash Store retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.
FAQs
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What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
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How does the loan process work?
- Pre-Qualification:
- Simply fill out the pre-qualification form by clicking "Pre-Qualify"
- Get a Decision
- Gather the required documents necessary and come into a Cash Store near you. Once you have come to a
Cash Store location, an associate will help you apply for your loan. Your information will then go
through our underwriting process. This will help determine your loan eligibility and, if approved,
will dictate your rates and loan amounts.
- Loan Acceptance
- Once you're approved, you will be provided with the proposed loan amount, loan rate, due dates, and
any other relevant information needed for you to make a decision.
- Receiving Funding
- After you accept your terms and originate your Loan Agreement, you will receive your funds. Funding
is typically the same day.
- Repayment
- Payments are made in accordance with the terms of the Loan Agreement.
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Can I get a loan with bad or no credit?
While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.
More Answers to Common Questions
What You Need to Pre-Qualify for an In-Store Loan in Gilmer
Loan Requirements
- Proof of active checking account
- Working phone number
- Valid U.S. government-issued photo ID or the Matricula Consular card
- Proof of income
How Do I Get Started
Ready to get started on an installment loan? It's as easy as 1-2-3.
Step 1
Pre-qualify online through our streamlined form.
Step 2
Gather the required documents and bring them with you to a Cash Store location.
Step 3
Complete application in store and potentially receive funds the very same day!
What Our Customers Say
Reviews
Brandi Gebhardt
30 days ago
I recently visited this location miss white assisted me with the loan process she was very attentive, kind and helpful with my needs and helping me understand the process I’d definitely recommend anyone needing help with a loan to come here
Valerie Russell
1 month ago
It was a good experience. She was very efficient!
It was a good experience. She was very efficient!
Timothy Thomas
2 months ago
Customer service was great I was in and out.
Timothy Thomas
2 months ago
Customer service was great I was in and out.
Hustle Queen Hewitt
3 months ago
Come in to the cash store, Ms Tamerra is so awesome and she will help you get the cash you need.
Lawrence Bonnette
3 months ago
Andi and Michelle are amazing. I highly recommend coming to see them. Super friendly and make you feel at home
This was helpful when I needed it, but the cold calling is kind of ridiculous. In the span of a week and a half they called me 7 times during the day. I couldn't answer because I was at work, but don't you think at that point you should just move on and not call back for a few months? While useful in desperate times, Cash Store loans should be a last resort because the interest is so high, so it rubs me the wrong way that they don't let up even when the person is clearly not interested since they aren't answering. Finally today I called back on my lunch break and asked them to take me off their list, and the gentleman was nice so no disrespect to him. Y'all gotta chill out with the cold calling though! Back when I lived in Gilmer a year ago (that's another thing, I already told the store I moved a year ago when they tried calling me then) they didn't call nonstop like this, it was maybe once every other month, so idk what directive has changed.
Previous review from over a year ago, I still stand by that Andi was awesome: "Andi had such a delightful personality and was super helpful with my first time getting a micro loan. Thank you Andi!"
Eric Alexander
5 months ago
Very friendly workers with great customer service. Tamerra helped make my visit a very great experience I will definitely be coming back.
Shenia Jackson
5 months ago
Love the manager there. Highly recommended!!!
Brooklyn Black
5 months ago
Tamerra is very good at what she does. She made my experience with cash store so easy and smooth!
Find Another Location Nearby
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Located at 800 US Highway 271 N, Cash Store in Gilmer is here to help with your real-life financial needs. We offer installment loans with clear terms and flexible repayment options – designed to help you handle unexpected expenses or planned purchases with confidence.
At Cash Store, we’re proud to be a part of the Gilmer community. Our knowledgeable, friendly staff are here to provide personalized service and help you explore the loan options that work best for your situation.
Whether you're facing a short-term need or planning ahead, our team is ready to listen and assist. Stop by our Gilmer location or prequalify online – it’s fast, simple, and there’s no commitment required.