Copperas Cove, Texas Installment Loans | Cash Store Locations

/ / / / Installment Loans at Cash Store

2726 E Highway 190 Ste 132
Copperas Cove, TX 76522

(254) 542-1400 Get Directions

Pre-Qualify Online Upload Documentation Write a Review

Google Reviews

4.9

251 Reviews | Leave a review

Monday 10:00am - 6:00pm

Tuesday 10:00am - 6:00pm

Wednesday 10:00am - 6:00pm

Thursday 10:00am - 6:00pm

Friday 10:00am - 6:00pm

Saturday 10:00am - 2:00pm

Sunday Closed

Products and Services

Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
Netspend Prepaid Mastercard®¹
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
Retail Remote Refis & Reloans
Existing Cash Store retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.

FAQs

What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
How does the loan process work?
1. Pre-Qualification:
  - Simply fill out the pre-qualification form by clicking "Pre-Qualify"
2. Get a Decision
  - Gather the required documents necessary and come into a Cash Store near you. Once you have come to a Cash Store location, an associate will help you apply for your loan. Your information will then go through our underwriting process. This will help determine your loan eligibility and, if approved, will dictate your rates and loan amounts.
3. Loan Acceptance
  - Once you're approved, you will be provided with the proposed loan amount, loan rate, due dates, and any other relevant information needed for you to make a decision.
4. Receiving Funding
  - After you accept your terms and originate your Loan Agreement, you will receive your funds. Funding is typically the same day.
5. Repayment
  - Payments are made in accordance with the terms of the Loan Agreement.
Can I get a loan with bad or no credit?

What You Need to Pre-Qualify for an In-Store Loan in Copperas Cove

Loan Requirements

How Do I Get Started

Ready to get started on an installment loan? It's as easy as 1-2-3.

Step 1

Pre-qualify online through our streamlined form.

Step 2

Gather the required documents and bring them with you to a Cash Store location.

Step 3

Complete application in store and potentially receive funds the very same day!

What Our Customers Say

Reviews

4.9

(251)

Review us on Google

Peyton Kiefer

2 days ago

Highly recommend coming in to see Chaka! She was very patient, informative, and efficient in getting us set up! Thank you, Chaka!

Toby Griego

3 days ago

Chaka was very polite and friendly

Quanda Brewton

5 days ago

CHAKA was nice,friendly and fast!!!! Her customer service performance was excellent!!!!

Johnna Frazier

7 days ago

I went into cash store and was treated like a queen. The staff was very professional and helpful. I will recommend family and friends because of the love I was shown. Thanks

Lc Tolver

8 days ago

Character is the reason why I came back to do business here. She is truly a great representative for your business.

Ricky M.

11 days ago

They send me scummy mail asking for my business, reported to the Feds for violating Section 333 of title 31 of the United States Code.

Ricky Moore

11 days ago

OK so years ago they sent me a letter stating I was "pre-approved" for a Personal Loan. They waited until they got all of my proof of income, personal docs, etc. to tell me that the loan isn't a personal loan, it's a Car Title Loan. And they didn't pre-approve me because of my credit (the letter definitely said it was on credit), it was pre-approved based on the fact they publicly researched me and saw I owned a car they could put a lien on. I got pissed and left without signing. That's strike one. THEN: I get a letter in the mail. No return address, looks like a US Treasury Check on the inside. I'm on SSA, so I go ahead and open it up. Turns out it's ANOTHER ADVERTISEMENT for me to get a Personal Loan at the same store. LOOOOOONG advertisement, just look at the thing! Only thing is, I pay attention to my credit score now. And as it turns out, my score is too low for a personal loan. What changed? I leased a used car last year. Shows up in the public database, but doesn't tell them I'm leasing it. Anyways, something felt off so I started to think: Why would they send me an add that looks like a US Treasury check from the outside, and has no return address?.. THEN IT CLICKED. They had my proof of income from last time, and used their knowledge about my SSA income to draft an advertisement to send to me (that they likely also have other copies to send to other SSA recipients), all so I wouldn't throw away out of hand. And the fact that it had no return address on it? I'm a disgruntled former customer from the last time they pulled a BAIT & SWITCH on me, and designed this apparent Bait & Switch attempt, hoping I wouldn't recognize their name, address and then ALSO just throw the letter away. THAT'S STRIKE TWO. Look folks, these people lie, they know they lie, and they'll keep lying to people getting them to come in and hand over their personal information. They tell you it's one thing, then say it's another right before signing. They PRETEND to be issuing out checks on behalf of a U.S. Federal Agency, but no it's just an Ad. Even has the store manager's signature on it! "Russel" it says. Me personally, I don't do business with people that LIE TO MY FACE as their opening move in the conversation. EDIT: years later and they're still sending me the fake U.S. Treasury Check advertisements.

Jessica Bigger

15 days ago

Chaka was fantastic process was quick and easy very friendly loves talking to her was a great experience I could stay and talk to her for hours

Sincy Pakun

15 days ago

Chaka great job

Leonard Houser

16 days ago

Chaka wonder lady good service

Mrs Kaye Hazelwood

24 days ago

They were great and very helpful.

C.D

25 days ago

Barbie had great customer service

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P.O. Box 36454, Cincinnati, OH 45236-0454

Online Disclosures

Cash Store is not a direct lender in Texas, where instead it acts in the capacity as a Credit Services Organization in conjunction with third-party lenders.

* Approval depends upon meeting legal, regulatory and underwriting requirements. Originated loans can be funded in as little as 30 minutes to a debit card. Funding times may vary based on the consumer debit card bank. Funding to a MasterCard may be subject to restrictions. Funding by ACH may occur as soon as the same day. Retail applications completed online can obtain a "Conditional Approval" at any time. Retail locations can provide funds, upon approval, during regular business hours. Check https://locations.cashstore.com for detail on store information. All times and dates are based on Eastern Time (ET). Online amounts may vary by state. Please see the website for details. All products and service options are subject to change without notice. Cash Store may report customer loan information to one or more credit reporting agencies. Late payments, missed payments and other events of default may be reflected in customer credit reports. See cashstore.com for details. The lender may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and the lender may take that into consideration in the approval process.

We do not report credit in Texas.

Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. All available products subject to applicable lender’s terms and conditions. Actual loan amounts vary. See Loans Rate and Terms for specific information and requirements.

Cash Store currently operates online and in store in: Idaho, Texas and Wisconsin.

This retailer engages in money transmission services as an authorized delegate of Oura Global, Inc. (NMLS #932678). State licenses, disclosures, and complaint information may be found here www.netspend.com/help/licenses.

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.
The Netspend Network is provided by Ouro Global, Inc. and its authorized agents. Ouro Global, Inc. is a licensed provider of money transfer services (NMLS ID: 932678). Ouro Global Inc.'s licenses and related information may be found at www.netspend.com/licenses. Fee's, limits, and other restrictions may be imposed by Ouro Global, Inc. and other third parties in connection with use of the Netspend Network.

The Netspend Prepaid Mastercard is issued by Pathward®, National Association, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend is a registered agent of Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Card may be used everywhere Debit Mastercard is accepted.

This retailer engages in money transmission services as an authorized delegate of Ouro global, Inc. (NMLS #932678). State licenses, disclosures, and complaint information may be found here www.netspend.com/help/licenses.