Balch Springs, Texas Installment Loans | Cash Store Locations

/ / / / Installment Loans at Cash Store

12350 Lake June Rd Ste 114
Balch Springs, TX 75180

(972) 557-1530 Get Directions

Pre-Qualify Online Upload Documentation Write a Review

Google Reviews

4.9

441 Reviews | Leave a review

Monday 10:00am - 7:00pm

Tuesday 10:00am - 7:00pm

Wednesday 10:00am - 7:00pm

Thursday 10:00am - 7:00pm

Friday 10:00am - 7:00pm

Saturday 10:00am - 2:00pm

Sunday Closed

Products and Services

Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
Netspend Prepaid Mastercard®¹
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
Retail Remote Refis & Reloans
Existing Cash Store retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.

FAQs

What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
How does the loan process work?
1. Pre-Qualification:
  - Simply fill out the pre-qualification form by clicking "Pre-Qualify"
2. Get a Decision
  - Gather the required documents necessary and come into a Cash Store near you. Once you have come to a Cash Store location, an associate will help you apply for your loan. Your information will then go through our underwriting process. This will help determine your loan eligibility and, if approved, will dictate your rates and loan amounts.
3. Loan Acceptance
  - Once you're approved, you will be provided with the proposed loan amount, loan rate, due dates, and any other relevant information needed for you to make a decision.
4. Receiving Funding
  - After you accept your terms and originate your Loan Agreement, you will receive your funds. Funding is typically the same day.
5. Repayment
  - Payments are made in accordance with the terms of the Loan Agreement.
Can I get a loan with bad or no credit?

What You Need to Pre-Qualify for an In-Store Loan in Balch Springs

Loan Requirements

How Do I Get Started

Ready to get started on an installment loan? It's as easy as 1-2-3.

Step 1

Pre-qualify online through our streamlined form.

Step 2

Gather the required documents and bring them with you to a Cash Store location.

Step 3

Complete application in store and potentially receive funds the very same day!

What Our Customers Say

Reviews

4.9

(441)

Review us on Google

Keyasia Hood

6 days ago

I had a great experience at The Cash Store on Lake June Rd in Balch Springs. The staff was professional, friendly, and made the process smooth and stress-free from start to finish. They took the time to answer all my questions and explained everything clearly without making me feel rushed. Customer service was excellent, and the office was clean and welcoming. If you need financial assistance and want to be treated with respect, I definitely recommend this location!

C H

6 days ago

To feel like my situation matters is a huge blessing, a weight lifted after getting help by such an understanding associate Shameka

Chinade S

8 days ago

Baby!!! When I tell you the Cash Store is the place to get your loan, I'm not lying. I have used the Cash Store several times and they always come thru when I need them. They are quick and efficient. The customer service is top tier!! There is no better place in Balch Springs than the Cash Store. Tell them chinade sent you

imee bruce

16 days ago

Angelica was very helpful everything was quick and easy

Brenda Smith

16 days ago

Emily was great

Mike Morris

20 days ago

excellent service from katherine

Sylvia Evans

21 days ago

Katherine you're amazing ? ? ❤️ very polite and helpful, genuine and explain every detail about my loan you deserve promotion 10 ? keep up the amazing work Katherine ?

Yesenia Raymundo

21 days ago

Katherine was the absolute best, helped me out so fast and was super sweet !

Kemesha Booker

26 days ago

Emily very helpful easy and quick approval

Nevaeh Did

1 month ago

Great service by emily

Lydia Rivera

1 month ago

This was my first time getting a loan, and Shameka was very patient and helpful with me getting it all together!

SHYRON VANN

1 month ago

Angelica was awesome and so much help!!! Quick and easy

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P.O. Box 36454, Cincinnati, OH 45236-0454

Online Disclosures

Cash Store is not a direct lender in Texas, where instead it acts in the capacity as a Credit Services Organization in conjunction with third-party lenders.

* Approval depends upon meeting legal, regulatory and underwriting requirements. Originated loans can be funded in as little as 30 minutes to a debit card. Funding times may vary based on the consumer debit card bank. Funding to a MasterCard may be subject to restrictions. Funding by ACH may occur as soon as the same day. Retail applications completed online can obtain a "Conditional Approval" at any time. Retail locations can provide funds, upon approval, during regular business hours. Check https://locations.cashstore.com for detail on store information. All times and dates are based on Eastern Time (ET). Online amounts may vary by state. Please see the website for details. All products and service options are subject to change without notice. Cash Store may report customer loan information to one or more credit reporting agencies. Late payments, missed payments and other events of default may be reflected in customer credit reports. See cashstore.com for details. The lender may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and the lender may take that into consideration in the approval process.

We do not report credit in Texas.

Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. All available products subject to applicable lender’s terms and conditions. Actual loan amounts vary. See Loans Rate and Terms for specific information and requirements.

Cash Store currently operates online and in store in: Idaho, Texas and Wisconsin.

This retailer engages in money transmission services as an authorized delegate of Oura Global, Inc. (NMLS #932678). State licenses, disclosures, and complaint information may be found here www.netspend.com/help/licenses.

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.
The Netspend Network is provided by Ouro Global, Inc. and its authorized agents. Ouro Global, Inc. is a licensed provider of money transfer services (NMLS ID: 932678). Ouro Global Inc.'s licenses and related information may be found at www.netspend.com/licenses. Fee's, limits, and other restrictions may be imposed by Ouro Global, Inc. and other third parties in connection with use of the Netspend Network.

The Netspend Prepaid Mastercard is issued by Pathward®, National Association, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend is a registered agent of Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Card may be used everywhere Debit Mastercard is accepted.

This retailer engages in money transmission services as an authorized delegate of Ouro global, Inc. (NMLS #932678). State licenses, disclosures, and complaint information may be found here www.netspend.com/help/licenses.