Balch Springs, Texas Installment Loans | Cash Store Locations

FAQs

• What do I need before I apply?

  To apply for a loan, you'll need:

  • Valid and working phone number
  • Proof of most recent income information
  • Valid US. Government issued photo ID or driver's license
  • Proof of routing and account number from an open and active check account, must be active for at least 30 days.
• How does the loan process work?
  1. Pre-Qualification:​
     • Simply fill out the pre-qualification form by clicking "Pre-Qualify"​
  2. Get a Decision​
     • Gather the required documents necessary and come into a Cash Store near you. Once you have come to a Cash Store location, an associate will help you apply for your loan.​ Your information will then go through our underwriting process. This will help determine your loan eligibility and, if approved, will dictate your rates and loan amounts.
  3. Loan Acceptance​
     • Once you're approved, you will be provided with the proposed loan amount, loan rate, due dates, and any other relevant information needed for you to make a decision.​
  4. Receiving Funding​
     • After you accept your terms and originate your Loan Agreement, you will receive your funds. Funding is typically the same day.​
  5. Repayment​
     • Payments are made in accordance with the terms of the Loan Agreement.​
• Can I get a loan with bad or no credit?
  While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.
More Answers to Common Questions